Faculty Details

 Professor  tara01@gmail.com, tara@gidr.ac.in
Tara S. Nair |   Ph.D. (Economics)
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Having completed MPhil and PhD in Applied Economics and Economics respectively from the Centre for Development Studies, Trivandrum (Jawaharlal Nehru University, New Delhi), Tara Nair has worked on the faculty of Entrepreneurship Development Institute of India (EDII), Gujarat Institute of Development Research (GIDR), Mudra Institute of Communications Ahmedabad (MICA) and Institute of Rural Management Anand (IRMA) between 1993 and 2007. Before starting her second stint at GIDR in 2009, she had headed research at the Friends of Women’s World Banking (India) for two years.

Dr. Nair’s research mainly concerns issues in policy and institutional development in the areas of pro-poor financial services, rural innovation, women and development, and livelihoods. She has contributed to the discourse on Indian micro finance since the late 1990s through research studies and policy critiques. Particularly, she has looked at the connections between the moral, social and economic aspects of the working of micro finance in the country. She co-authored the Micro finance State of the Sector Report 2013and the Inclusive Finance India Report 2014. She has also edited a volume of essays titled, Micro finance in India: Approaches, Outcomes and Challenges, published by Routledge India (2015). Currently, she focuses on two areas of research: one, understanding the gender implications of the new and emerging institutional arrangements that have gained currency as part of the process of restructuring the rural and agricultural economy; and two, the implications of financial sector reforms and financialisation for household economies.

Recently she was a visiting scholar at the Fondation Maison des Sciences de lhomme, Paris (under the Indo‐French Programme of Cooperation in Social Sciences, FMSH/ICSSR(April-May 2016) and at the Media Management and Transformation Centre, Jönköping International Business School, Jonkoping University, Sweden (May-June, 2016).



  • Title: Inclusive Finance India Report 2014 
    Authors: Tara S. Nair and Ajay Tankha
    Publisher: Oxford University Press, New Delhi.
    Published Year: 2015
  • Title: Microfinance in India Approaches, Outcomes, Challenges.
    Author: Tara S. Nair
    Publisher: Routledge, New Delhi.
    Published Year: 2015
  • Title: Microfinance India: State of the Sector Report 2013.
    Authors: Tara S. Nair and Ajay Tankha
    Publisher: Sage Publications, New Delhi.
    Published Year: 2014
  • Title: 'Regulation, Legislation and Moral Contestations: The Case of Indian Microfinance’, in Rajeswari Raina (Ed.), Science, Technology and Development in India: Encountering Values, Orient Blackswan, Hyderabad, 2015, pp. 66-83.
    Author: Tara S. Nair
    Published Year: 2015
  • Title: ‘Liberalisation, Banking Sector Restructuring and Financial Inclusion: Praxis and Posers’, in Satish Verma and Kulwant Singh (Eds.), Slow Down, Banks, and Role of Apex Banking Institutions in the Market Economy of India: The Way Forward, Centre for Research in Rural and Industrial Development, Chandigarh, 2015, pp. 1-18.
    Author: Tara S. Nair
    Published Year: 2015
  • Title: ‘A Statistical Atlas of Livelihoods’, in State of India’s Livelihoods Report 2013, Access and Sage Publications, New Delhi, 2014, pp. 21-33.
    Author: Tara S. Nair
    Published Year: 2014
  • Title: ‘Livelihoods and Financial Behaviour of Tribal Households: Linking Experience and Strategies’, in Amita Shah and Jharna Pathak (Eds.), Tribal Development in Western India, Routledge, New Delhi, 2014, pp. 241- 258.
    Author: Tara S. Nair and Bhavani Shankar
    Published Year: 2014
  • Title: ‘Indian Microfinance and Codes of Conduct Regulation: A Critical Examination’, in Keshab Das (Ed.), Globalization and Standards: Issues and Challenges in Indian Business, Springer, New Delhi, pp.103-120.
    Authors: Tara S. Nair, Milind Sathye, Muni Perumal, Craig Applegate and Suneeta Sathye
    Published Year: 2014
  • Title:  ‘Microfinance and the Empowerment of Women’, in Ranajoy Basu (Ed.), Microfinance: A Practitioner’s Handbook, Globe Law and Business, London, 2013, pp. 155-163.
    Author: Tara S. Nair
    Published Year: 2013
  • Title:  ‘Finance for Rural Development’, in India Science and Technology 2010-11, National Institute of Science, Technology and Development Studies, New Delhi, 2012, pp. T5-53-59.
    Author: Tara S. Nair
    Published Year: 2012
  • Title: ‘Financing of Indian Microfinance: Evidence and Implications’, Economic and Political Weekly, 47 (25), 2012, pp. 33-40.
    Author: Tara S. Nair
    Published Year: 2012
  • Title: ‘Understanding Livelihoods: A Review of Major Debates ', in Vipin Sharma (Ed.), State of India’s Livelihoods Report 2012, Sage Publications and access Development Services, New Delhi, 2012, pp. 1-12.
    Author: Tara S. Nair
    Published Year: 2012
  • Title: ‘MSEs, Endogenous Development and State Policies: Tamil Nadu since the 1990s’, in Dominique Soulance and Frédéric Bourdier (Eds.), Métamorphoses Rurales: Philippe Schar, Itinéraires Géographiques, 1984-2010, L’Harmattan, Paris, 2012, pp. 195-212.
    Authors: Keshab Das and Tara S. Nair
    Published Year: 2012
  • Title: ‘Credit and Microenterprise Development: A Critical Appraisal’, in Keshab Das (ed.), Micro and Small Enterprises in India: The Era of Reforms, Routledge, New Delhi, 2011, pp. 129-157.
    Author: Tara S. Nair
    Published Year: 2011
  • Title:  ‘Microfinance: Lessons from A Crisis’, Economic and Political Weekly, 46 (6), 2011, pp. 23-26.
    Author: Tara S. Nair
    Published Year: 2011
  • Title: ‘Liberal Cooperatives and Microfinance in India: Diagnostic Study of a Cooperative Federation’, Journal of Rural Cooperation, 39 (1), 2011, pp. 19-34.
    Authors: Tara S. Nair and Rutwik Gandhe
    Published Year: 2011
  • Title: ‘Commercial Microfinance and Social Responsibility: A Critique’, Economic and Political Weekly, 45 (31), 2010. pp. 32-37.
    Author: Tara S. Nair
    Published Year: 2010
  • Title: 'Commercial Banks and Financial Inclusion in the North-Eastern States: A Review of Recent Trends', Prajnan: Journal of Social and Management Sciences, 39 (1), 2010. pp. 53-68.
    Author: Tara S. Nair
    Published Year: 2010
  • Title: ‘Tribals in the Formal Financial Landscape: Review of Issues in Provision and Access in the Context of Gujarat’, The Microfinance Review, 2 (2), 2010, pp. 150-164.
    Author: Tara S. Nair
    Published Year: 2010
  • Title: ‘Health and Education: A Policy Critique’, in Alternative Survey Group (ed.), Alternative Economic Survey, India: Two Decades of Neoliberalism, Daanish Books, Delhi, 2010, pp. 321-334.
    Author: Tara S. Nair
    Published Year: 2010
  • Title: 'Binding Stakeholders into Moral Communities: A Review of Studies in Social Responsibility of Business', Asia-Pacific Business Review, V (4), 2009. pp. 86-97
    Authors: Tara S. Nair and Rachayeeta Pradhan
    Published Year: 2009
  • Title: 'New Lessons for the Small Enterprises in the Indian Pharmaceutical Industry in the Face of Changes in Technology and Global Trade: Legal Regulatory Obligations and Strategies', in Margarita Estrada Iguiniz and Pascal Labazee (eds.), Local Production
    Authors: Keshab Das and Tara S. Nair
    Published Year: 2004
  • Title: 'Global Regulatory Imperatives and Small Firms: The Case of Indian Pharmaceuticals', in Carlo Pietrobelli and Ami Sverrison (eds.), Linking Local and Global Economies: The Ties that Bind, Routledge, 240-253.
    Authors: Keshab Das and Tara S. Nair
    Published Year: 2004
  • Title: 'Global Regulatory Imperatives and Small Firms: The Case of Indian Pharmaceuticals', in Linking Local and Global Economies: The Ties that Bind, edited by Carlo Pietrobelli and Arni Sverrison. London: Routledge, 240-253.
    Authors: Keshab Das and Tara S. Nair
    Published Year: 2003
  • Title: 'Institutionalising Micro Finance in India: An Overview of Strategic Issues', Economic and Political Weekly, 36(4): 399-404.
    Author: Tara S. Nair
    Published Year: 2001
  • Title: 'Gujarat Earthquake Policy Prepared in Haste',  Economic and Political Weekly, 36(10): 820-23.
    Authors: Tara S. Nair and V. Rawal
    Published Year: 2001
  • Title: 'Rural Financial Intermediation and Commercial Banks: Review of Recent Trends', Economic and Political Weekly, 35(5): 299-306.
    Author: Tara S. Nair
    Published Year: 2000
  • Title: 'Housing: The Missing Concerns',  Economic and Political Weekly 34(28): 1871-72.
    Author: Tara S. Nair
    Published Year: 1999
  • Title: 'Meeting the Credit Needs of Micro Enterprises: Issues in Focus',  Indian Journal of Labour Economics, 41(3): 531-38.
    Author: Tara S. Nair
    Published Year: 1998
  • Title: Media, Technology and Family: Interrogating the Dynamics of Interactions
    Author: Tara S. Nair
    Working Paper No.: 233
    Published Year and Month: May 2016
  • Title: Regulating Microfinance through Codes of Conduct: A Critical Review of the Indian Experience
    Authors: Tara S. Nair, Milind Sathye, Muni Perumal, Craig Applegate and Suneeta Sathye
    Working Paper No.: 220
    Published Year and Month: March 2014
  • Title: Two Decades of Indian Microfinance: Trajectory and Transformation
    Author: Tara S. Nair
    Working Paper No.: 205
    Published Year and Month: September 2011
  • Title:  Power to Women through Finance: Revisiting the Microfinance Promise
    Author: Tara S. Nair
    Working Paper No.: 208
    Published Year and Month: November 2011
  • Title: Social Responsibility of Indian Microfinance:A Critical Review
    Authors: Tara S. Nair, Jan Postmus and Rachayeeta Pradhan
    Working Paper No.: 195
    Published Year and Month: December 2009
  • Title: Global Regulatory Imperatives and Small Firms: Case of the Indian Pharmaceutical Industry.
    Authors: Keshab Das and Tara S. Nair
    Working Paper No.: 122
    Published Year and Month: December 2000
  • Title: Press and Technological Change: The Indian Experience.
    Author: Tara S. Nair
    Working Paper No.: 114
    Published Year and Month: December 2000
  • Title: Rural Financial Intermediation and Commercial Banks: A Review of Recent Trends.
    Author: Tara S. Nair
    Working Paper No.: 112
    Published Year and Month: December 1999
  • Title: Broad-basing' and `Fragmentation': An Analysis of the Growth of Indian Press Since the 1960s.
    Author: Tara S. Nair
    Working Paper No.: 103
    Published Year and Month: December 1998
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  • Title: Women’s perspectives on Mahatma Gandhi Rural Employment Guarantee Schemes (MGNREGS) of India: study across SAT villages (GIDR-ICRISAT Policy Brief 2)
    Authors: P.K. Viswanathan, Rudra N. Mishra and Madhusudan Bhattarai
    Source: oar.icrisat.org/8761/1/GIDR-ICRISAT%20Policy%20Brief%202-Final.pdf
    Published Year: 2014